As climate-related risks influence investment decisions, regulatory obligations, and day-to-day operations, more organisations are turning to climate intelligence platforms to understand and manage their exposure.
But with many tools on the market, each offering different methodologies, hazard coverage, and reporting capabilities, choosing the right one can be a challenge.
This guide provides a comparison of 5 leading platforms in the climate risk space:
- EarthScan by Mitiga Solutions
- Jupiter Intelligence
- Spectra by Climate X
- XDI
- RiskThinking.ai
Whether you're a sustainability lead preparing CSRD-aligned disclosures, a financial institution conducting stress tests, or a consultant advising clients on climate resilience, this comparison will help you evaluate which platform best fits your organisation’s needs.
We’ll compare each solution across key dimensions, such as scientific rigour, hazard coverage, resolution, regulatory readiness, and usability.
Quick summary table: Comparing the top climate risk platforms
5 Top climate risk intelligence platforms
1. EarthScan by Mitiga Solutions
EarthScan is Mitiga Solutions’ integrated climate intelligence platform, designed to deliver scientifically rigorous, assurance-ready insights at both asset and portfolio level.
The platform combines CMIP6 global climate models, CORDEX regional downscaling, ERA5 reanalysis, and advanced machine learning techniques within a Bayesian framework.
This includes methods like Gaussian Process Regression (GPR), which help fill data gaps, quantify uncertainty, and turn raw climate data into decision-ready intelligence.
EarthScan models 11 physical hazards, including heat stress, flooding, wildfire, hail, and extreme wind.
Users can explore risk across 3 IPCC-aligned scenarios (SSP1, SSP2, SSP5) from 1970 to 2100 in five-year increments. EarthScan quantifies uncertainty using 5th, 50th, and 95th percentiles and supports return periods from 2 to 100 years for all hazards, with extended options up to 1,000 years for select perils such as wind and wildfire.
With over 500 million pre-mapped assets and instant Excel reporting via its Disclose module, EarthScan is built for decision-makers in finance, infrastructure, and sustainability who need regulator-aligned outputs and scalable deployment.
Its flexible pricing model, API integration, and modular features make it accessible to organisations of all sizes.
Best for:
- Consultants and sustainability teams preparing disclosures
- Asset managers and investors needing instant insights for due diligence and portfolio management
- Infrastructure operators seeking scalable, high-resolution analysis
2. Jupiter Intelligence (ClimateScore Global)
Jupiter’s ClimateScore Global platform is positioned as a financial stress-testing solution for enterprise clients, particularly in banking and insurance. It models 9 hazards, including flood, wind, heat, drought, and wildfire, using CMIP6 climate models, ERA5 reanalysis, and proprietary machine learning techniques.
Scenario coverage includes SSP1-2.6, SSP2-4.5, and SSP5-8.5, with projections from 2025 to 2100. Jupiter offers financial metrics such as OpEx, CapEx, revenue loss, and credit risk, and supports adaptation planning through ROI and productivity impact modelling.
While the platform provides high-resolution outputs (down to 1–3 metres for custom projects), its scientific methodology is not fully disclosed, and uncertainty quantification is referenced but not detailed.
Regulatory reporting is not automated; users must transform raw outputs into CSRD or TCFD-aligned formats. Jupiter follows an enterprise-style pricing and deployment model. Exact pricing, packaging of platform vs API access, and onboarding details are not publicly disclosed and are usually defined case by case with the client.
Best for: Enterprise clients needing financial stress testing across business units
3. Spectra by Climate X
Spectra is a climate risk platform developed by Climate X, offering broad hazard coverage and scenario flexibility. It models hazards such as coastal and riverine flooding, subsidence, landslides, tropical cyclones, and storm surge, using CMIP5 climate models and remote sensing data.
Scenario coverage includes a mix of RCPs and SSPs, with projections available in 5-year increments to 2050 and 10-year steps thereafter. Spectra’s interface is designed for map-based exploration, with an estimated 1.5 billion pre-mapped assets and strong coverage in the UK, Europe, and North America.
However, spatial resolution per hazard is not publicly disclosed, and global coverage outside core regions is limited. The platform does not support probabilistic modelling, custom return periods, or CVaR metrics, and lacks automated reporting aligned with CSRD, TCFD, or ISSB.
Pricing follows a traditional enterprise model, with limited public information on flexibility or modular access.
Best for:
- Consultants conducting one-off asset reviews
- Teams exploring adaptation options
- Early-stage scenario analysis
4. XDI
XDI offers an engineering-based approach to climate risk analysis, focusing on asset vulnerability and hazard exposure. It models 11 hazards, including freeze-thaw cycles, landslides, and cyclone surge, using deterministic methods based on CMIP5 and CMIP6 climate data.
Outputs are expressed in terms of Failure Probability (FP%) and Maximum Value at Risk (MVAR%), rather than probabilistic distributions. While XDI provides high-resolution data (5–50 metres depending on hazard), it does not consistently model return periods or quantify uncertainty.
The platform has been used in regulatory stress testing and supports TCFD-aligned reporting. However, jurisdictional coverage is narrower than EarthScan’s, and automated disclosure outputs are not available.
Pricing is not publicly disclosed and typically involves enterprise contracts or reseller networks.
Best for:
- Government and infrastructure clients needing engineering-style risk metrics
- Organisations focused on asset vulnerability and failure thresholds
5. RiskThinking.ai
RiskThinking.ai delivers climate risk analytics through a modular suite of tools: VELO App, VELO Data, and CDTexpress, built around its proprietary Climate Digital Twin™ simulation engine.
The platform offers projections across more than 50 climate hazard indicators, delivered as probability distributions. It supports all IPCC scenarios across 15 horizons (2025–2100) but does not specify SSP alignment or disclose its scientific methodology.
RiskThinking.ai quantifies expected loss, tail risk, and hazard attribution, but does not provide CVaR metrics or detailed uncertainty ranges. Its pre-mapped asset base includes approximately 6 million locations, with custom uploads supported via API.
Regulatory alignment with CSRD, TCFD, or ISSB is not confirmed, and reporting capabilities are not automated. Pricing is volume-based, with no public minimum contract terms.
Best for: Users needing flexible data delivery across separate tools.
Where EarthScan stands out
EarthScan is designed to deliver climate intelligence that’s not only scientifically rigorous, but also decision-ready and regulator-aligned.
Here’s where it leads:
- Scientific transparency and credibility: Built on CMIP6, CORDEX, ERA5, and observational data from over 100,000 weather stations, EarthScan applies Bayesian inference and Gaussian Process Regression to quantify uncertainty and improve predictive accuracy.
- Multiple Futures Model (MFM): EarthScan’s proprietary probabilistic framework simulates a full range of plausible climate futures, combining historical data, model outputs, and expert knowledge to deliver confidence intervals and scenario-based insights.
- Return periods: Supports customisable return periods of 2, 5, 10, 20, 50 and 100 years for all hazards, with extended 200, 500 and 1,000-year options for flooding and extreme wind. This lets teams model both frequent events and rare “tail” events for stress testing, insurance pricing, investment decisions, and infrastructure planning.
- Seamlessly regulatory reporting automation: Disclose generates physical climate risk reports aligned with ESRS E1 (CSRD), IFRS S2, and TCFD. Reports are delivered instantly in Excel with hazard exposure, scenario-based probabilities, and financial risk indicators structured to support disclosure requirements.
- Global coverage and high-resolution data: Offers hazard-specific resolution down to 90 metres and supports asset-level analysis across all continents, with over 500 million pre-mapped assets available for immediate screening.
- Usability and speed: Self-serve platform with CSV uploads or API integration, instant filtering by scenario and hazard, and downloadable reports. No manual formatting required.
- Flexible pricing and modular access: No minimum contract value, volume-based discounts, and standalone modules like Disclose make EarthScan accessible to organisations of all sizes.
Final take
If you’re comparing climate risk platforms, chances are you’re not just looking for a tool. You’re looking for a solution that fits how your team works. Maybe you’re under pressure to deliver CSRD disclosures, running climate stress tests for an infrastructure or real estate portfolio, advising clients on physical risk, or maybe you’re just trying to make sense of a growing pile of climate data.
Whatever the case, the decision isn’t always straightforward. Each platform has its strengths, and the right choice depends on your goals, your internal capabilities, and how far along you are in your climate journey.
For teams that need transparent science, asset-level detail, and regulator-aligned outputs in one place, EarthScan is built to be a clear choice: probabilistic modelling, high-resolution hazard coverage, and automated reporting via Disclose, all in a single platform.
If you’re still weighing up alternatives, we recommend reading our guide on what to ask when choosing a climate risk intelligence platform. It walks through the key questions to ask, from hazard coverage and scenario alignment to reporting workflows and scientific transparency, so you can compare platforms with confidence.
And if you’re ready to see how EarthScan performs on your assets and portfolios, book a demo. You’ll be able to explore the platform, ask questions, and see exactly how EarthScan can support your next disclosure, investment decision, or resilience strategy.
