Flooding is the overflow of water onto normally dry land. It is the most widespread climate hazard and takes several forms: coastal, fluvial or river flooding, and pluvial or surface-water flooding.
You're screening a portfolio for flood exposure. Some assets face river flooding, while others face surface-water flooding caused by intense rainfall far from any river. Several face both, which a single flood map could miss.
Flooding is the dominant driver of climate-related property loss worldwide, making it central to almost every physical-risk assessment. EarthScan models all three flood types at the asset level.
Coastal flooding from storm surges and tides, fluvial flooding from rivers overtopping their banks, and pluvial flooding from surface water caused by intense rainfall.
