Sea level rise is the long-term increase in average ocean levels driven by warming and melting ice, which steadily raises the baseline for coastal flooding, storm surge, and erosion.
You're a real-estate investor with a portfolio of coastal hotels. Each increment of sea level rise lifts the annual odds of flooding and brings forward the year when insurers reprice — or withdraw — cover, shortening the window to act.
Sea level rise compounds every coastal hazard, so it erodes both asset value and insurability over a hold period — often before the headline risk looks urgent. EarthScan models sea level rise with coastal flooding across future scenarios, site by site.
It raises the flood baseline for coastal assets, increasing expected losses and threatening insurability — and therefore value — over the investment horizon.
