CONTENTS
A peril is a specific cause of damage or loss such as flood, fire, or wind. In insurance and climate risk modelling, perils are the events that trigger exposure.
Example in context
EarthScan classifies climate risks into perils such as wildfire, extreme wind, and riverine flooding. Each peril is assessed separately to show where assets are most vulnerable.
Why it matters
Perils are used to model risk, underwrite insurance, and prioritise adaptation efforts. Understanding which perils matter most helps target climate resilience strategies.
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