Glossary
Combined physical risk
Combined physical risk
Which climate risk platform is right for your business?
CONTENTS
Combined physical risk refers to the total exposure of an asset or portfolio to multiple climate hazards, such as flood, drought, wildfire, and extreme heat. It provides a high-level view of overall physical climate risk.
Example in context
A sustainability team reviewing a mixed-use portfolio needs a quick way to understand which sites are most exposed to climate hazards. Instead of analysing flood, drought, and wind risk separately for each asset, they start with EarthScan’s combined physical risk score — a single indicator that highlights the sites facing the highest overall exposure. From there, they drill into individual hazards to guide adaptation or further analysis.
Why it matters
Combined risk helps you triage where to act first. It gives asset managers, consultants, and insurers a clear starting point to prioritise assessments, disclosures, or investments — especially when managing large, complex portfolios.
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